Dental Insurance in Orlando, FL
Dental insurance is a specialized benefit that is centered around oral care. While it may not offer the same scope of coverage as medical insurance, it is still crucial in helping you maintain your overall health by making preventive dental care accessible and affordable.
What Does Dental Insurance Cover? 
Dental insurance plans may include the following coverage categories, with varying levels of financial assistance:
- Preventive care—This may include cleanings, exams, and x-rays.
- Basic procedures—This may include a portion of the cost for fillings, extractions, and periodontal treatment.
- Major procedures—This may include a portion of the cost for crowns, bridges, root canals and dentures.
Coverage will vary by plan, so review your plan’s specifics.
How Does Dental Insurance Work?
With dental insurance, you typically have a premium, which is the amount you must pay to keep your policy active. The following are common components of dental insurance plans:
- Deductible—This is the amount you must pay out-of-pocket before coverage will kick in.
- Copayments and coinsurance—This is the amount or percentage you pay for each service.
- Annual benefit maximum—This is the cap on what the insurer will pay in a plan year.
Dental plans often have low premiums while still offering valuable levels of coverage. This makes dental insurance optimal for preventive and routine care.
Contact Us to Learn More
Whether you purchase dental insurance through your employer or a private insurance company, keeping up with your oral health is important. Regular dental care can help prevent serious health issues and encourage crucial checkups and early treatment. The team at YIM Insurance Group in Orlando, FL can help you review your options to find a plan that fits your needs and budget. Contact us today for a quote or more information.