Vision Insurance in Orlando, FL
Your eyesight and optical health are major parts of your overall wellness and quality of life. Diseases and health issues affecting your eyes could have direct and indirect effects on other parts of your body, potentially causing significant hardship and incurring expensive costs. Fortunately, an appropriate vision insurance plan can help you detect issues early and access essential treatment, all while limiting out-of-pocket costs.
What Does Vision Insurance Cover? 
Like general health insurance and many other types of coverage, the details of a vision insurance policy can be customized to suit your unique circumstances. You can often craft coverage around your needs, preferences and budget. Still, while exact specifications may vary, many vision insurance plans can help pay for the following:
- Eye exams
- Corrective lenses
- Frames
- Contact lenses
- Elective procedures (e.g., LASIK)
How Much Does My Insurance Cover?
When seeking optical health services, products and procedures, the amounts your insurer may contribute can vary. Familiarize yourself with the following aspects of your policy to avoid potentially unpleasant surprises:
- Copays are fees you contribute out of pocket for specific services, such as eye exams, while your policy may cover the remaining costs.
- Coinsurance also establishes out-of-pocket fees for which you’re responsible, but amounts are calculated as a percentage of total costs rather than flat amounts.
- Out-of-pocket limits are a maximum amount you can be required to contribute in a single plan year, after which your insurance may handle all covered care.
Notably, vision insurance plans do not typically include a deductible, meaning you won’t have to meet a specific minimum out-of-pocket cost figure before starting to receive aid.
Why Is Coverage Important?
Vision insurance is usually separate from general health insurance, meaning you’ll need a separate policy if you want financial assistance in accessing optical care. Many people retain vision coverage through their employer, while others may shop with private insurers and others might find plans through Medicare.
We’re Here to Help
Contact YIM Insurance Group today to discuss vision insurance plans and find the right coverage for you and your family.